I am not just a tycoon

"Alright, today's treat ends here,"

Qiao Lei's fingers withdrew from her neckline, and her large beautiful eyes turned to Shen Yuan, "You should focus on driving first."

Shen Yuan chuckled, his gaze returning to the road; it seemed this girl really wanted to be in control.

But what kind of man am I, to follow your lead so easily?

"Shen Yuan, what are you going to the bank for?"

Qiao Lei asked, curious.

"To open a personal account."

Shen Yuan answered nonchalantly.

"What's a personal account?"

Qiao Lei had never heard the term "personal account" before and thought it sounded quite impressive, then she went on, "How much money do you actually have?"

Shen Yuan had a Mercedes G63 worth more than 3 million, which almost every student at the International campus knew about, not to mention he had invested 10 million in the startup hub.

Just from what they knew Shen Yuan had spent, it amounted to over 10 million; they wondered just how much he was really worth.

A hundred million?

Ten billion?

Without a net worth of hundreds of millions, who would dare spend so lavishly?

A 21-year-old college student with that kind of net worth, tall, handsome, and with good taste—there wasn't a girl who wouldn't be smitten.

When the startup hub was at its peak of popularity, even Qiao Lei was uncertain when she applied, since the competition was fierce. Out of the four girls in her dorm, three had signed up.

And the only dormmate who didn't apply was because she was a lesbian and had no interest in men.

Qiao Lei, beautiful and with her own style, stood out at the International campus.

But at the International campus, beauties were not considered a scarce resource.

So when she finally got selected, Qiao Lei felt it was partly due to luck.

Maybe it was a pity and favor from the heavens after all~

Qiao Lei asked bluntly, but Shen Yuan had no intention of telling her.

In fact, Shen Yuan wasn't that rich; excluding the company, villa, car, and other fixed assets, the cash flow in his two cards just exceeded 60 million.

Of course, that included the filial piety money and the final payment for decoration. The money he could actually use was only just over 35 million.

Shen Yuan thought for a moment and said, "You know Leizi, right? My money is probably about the same as his."

"Bluffing!"

Qiao Lei certainly knew who Leizi was, as she had previously been a fan. However, Leizi had a fortune of over 10 billion US dollars and ranked among the top 20 wealthiest in China. There was no way Shen Yuan could be nearly as rich.

But as Shen Yuan had said it that way, he clearly didn't want to disclose it, so Qiao Lei didn't press further.

"Believe it or not,"

Shen Yuan couldn't be bothered to explain further and, while waiting for the traffic light, he sent a WeChat message to Zhong Rou, telling her he would be there in 20 minutes.

"I'm not a primary school student, how could I possibly believe that."

Qiao Lei pursed her pink lips in disagreement.

But by doing so, Shen Yuan's net worth remained even more mysterious, and Qiao Lei grew even more eager to find out.

It was just like digging for treasure in a game; you never know how much treasure the hole you're digging contains, but you enjoy the process of digging and the anticipation of revealing the treasure at the end.

"What, if I don't have as much money as Leizi, you won't date me?"

Shen Yuan, while driving, took the opportunity to touch Qiao Lei's thigh.

Qiao Lei, although just over 160cm tall, had a good proportion.

Her legs appeared slender from a distance, but up close, there was a healthy amount of flesh.

Upon touching her, Shen Yuan found that her skin was more than just fair; it was also smooth, soft, and bouncy to the touch.

"Shen Yuan, you're taking advantage of me again!"

Qiao Lei coquettishly complained.

"Just a touch, for over three hundred; I'll take you out for a meal worth the same for lunch to make it up to you."

"Over three hundred won't do."

Qiao Lei shook her head: "At the very least, you need to arrange a Western meal for me that's over a thousand per person."

"Sure."

For the present-day Shen Yuan, the cost of a meal was no longer a concern, but he couldn't understand why these girls always wanted Japanese or Western meals—didn't Chinese cuisine have any appeal?

Fifteen minutes later, the Mercedes G63 parked in the open-air lot of China Merchants Bank in Star City.

After Shen Yuan got out of the car, he noticed that on the steps at the entrance stood three or four bank clerks dressed in blue suits.

"Hello, are you Mr. Shen Yuan, Mr. Shen?"

Among them, a lady in her late twenties, wearing a tight black skirt and high heels, approached him with a warm smile on her face.

The other clerks followed close behind, with smiles plastered on their faces.

"Yes."

Shen Yuan nodded his head.

"Hello, I'm Zhong Rou, the one who has been in contact with you."

The woman took out a business card from the pocket of her blazer, bent forward slightly, and offered it with both hands respectfully, "Here's my business card. After receiving your message, I and my colleagues were waiting for you at the door. I apologize for not recognizing your car just now."

Zhong Rou was very attentive and sincere, indeed offering a refreshing aura to the encounter.

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Shen Yuan waved his hand to indicate all was well and pointed towards the door, "Lead the way."

"Certainly, please follow me."

Zhong Rou gestured with her left hand and thoughtfully reminded, "Watch your step on the stairs, okay?"

Qiao Lei stood still for a second, still not quite catching up, was this the bank where she usually had to queue for card services for at least an hour or two?

The last time she came to open an account, due to unfamiliarity with the policies, she had to run back and forth three times.

She was told that non-local residents needed school certification, and she had to fill out a ton of forms and explain the purpose, among other things.

Every visit required a wait of one or two hours, leaving her frustrated.

At the time, she couldn't help asking the reason, and the bank employee simply replied, "It's strict control, it's all like this now."

Qiao Lei also thought that wealthy people definitely had their privileges, after all, she had seen those exclusive lounges or VIP rooms in banks.

Those were for serving the wealthy.

But she had never seen the likes of several bank employees coming to the door to welcome someone, nor waiting at the entrance for at least 20 minutes.

Is this the real privilege of the wealthy?

Qiao Lei sighed silently a few times, then followed along.

At this time, there were still quite a few people handling business at China Merchants Bank, some waiting for their number to be called, while others were filling out forms.

But when they saw a group of bank employees escorting a young man at the center, they couldn't help but cast curious glances.

However, upon seeing the young man's attire and poised demeanor, as well as the gaze that strayed from nothing, and the stunning girl behind him, they instantly understood the pomp for what it was.

The answer was obvious, wealthy people.

The world really is a whore, opening its legs only to the rich.

Most people envied or felt jealous, internally lamenting the situation.

While the more radical ones cursed inwardly, despising the damned bank's differential treatment.

There were clearly five counters, but only two were open to serve them, and with so many people, the wait could take half a day.

The bank staff also explained that the number of staff on duty was limited.

Is this what they call 'limited staff on duty'?

All those employees to receive one person, and still they had to wait at the door for ages; anyone unaware might have thought it was city leaders coming for an inspection.

Damn the rich!

....

Zhong Rou led the two to the VIP room to take a seat and then asked with a sly smile, "Mr. Shen, would you like some tea or coffee?"

If the customer was over 30, Zhong Rou wouldn't have bothered to ask, but as many young people these days don't drink tea and prefer coffee, she had to see what the client wanted.

Shen Yuan did not answer but looked at Qiao Lei, "What would you like to drink?"

Qiao Lei thought and said, "Tea, please."

Zhong Rou was nimble with her hands and skilful in making tea. It wasn't long before she had two cups of tea brewed, handing them over with both hands, "Mr. Shen, sorry to have kept you waiting."

Shen Yuan gently blew on the tea to cool it down a bit before taking a small sip.

In fact, he seldom drank tea and couldn't tell the difference between high-quality and ordinary tea leaves, so he didn't comment much.

Zhong Rou turned to Qiao Lei, admiringly saying, "Mr. Shen, is this your girlfriend? Her skin is really nice, I wish I had skin as good as hers."

Shen Yuan just smiled without saying anything, neither confirming nor denying.

Qiao Lei had many boys pursuing her at the International campus, and she wasn't unfamiliar with compliments, so she was immune to such remarks.

However, Zhong Rou calling her Shen Yuan's girlfriend in this setting made her feel uncomfortable and yet oddly expectant.

Qiao Lei smiled and responded, "Sister, you're very good-looking yourself, and you've got long legs."

"Not at all, it's just the heels that make my legs look long. If it weren't for wearing these black tights, all the flaws on my legs would be exposed."

Zhong Rou humbly remarked, shifting her sheer-clad legs slightly to the right before gently resting her hands on them.

This woman knew well how to radiate charm. Although her facial features and figure weren't as striking as Qiao Lei's, every smile and frown carried a certain intellectual allure.

In fact, her earlier question was not just a compliment for Shen Yuan's companion, but also a way to probe whether the girl was Shen Yuan's girlfriend.

However, Mr. Shen did not answer, making the answer quite obvious.

Zhong Rou didn't rush to discuss business, preferring to make small talk with Shen Yuan and Qiao Lei first, occasionally flattering them.

It subtly bridged the gap, making their first encounter feel less awkward.

After chatting for a while, Zhong Rou smiled and said, "Mr. Shen, we've bothered you quite a bit recently, as your deposit amount has already met the criteria for opening a private bank with us, so we would like to invite you to open China Merchants Bank's private banking service."

"Our private banking benefits at China Merchants Bank are second to none in the industry. First off, you can freely choose the tail number of your bank card."

"Furthermore, whenever you have a business need, we will arrange for a staff member to handle it at your doorstep. For significant financial transactions, amounts under ten million can be processed immediately, and over ten million can also...."

"You can also enjoy domestic and international airport lounges, limousine transfer, medical treatment abroad, golf clubs, yacht clubs, and exclusive gatherings for high-end banking clients...."

Shen Yuan was already aware of these things, but he patiently listened to Zhong Rou finishing her explanation.

In the past, all these seemed far away from him, but as his wealth and assets increased, it was more about whether he wanted to engage with them.

Qiao Lei, on the other hand, wasn't as composed as Shen Yuan. As she listened to Zhong Rou's introduction, her eyes gradually brightened.

Is this the joy of being rich?

Simply depositing a sum of money in the bank and opening an account entitled her to so many benefits?

Being personally attended to for every transaction, access to airport lounges, golf, yachts... these were too distant for her, never even considered.

Qiao Lei looked at Shen Yuan again, and her gaze shifted.

It turns out that the wealthy are not just wealthy, but it also brings along social status and privileges that ordinary people can't enjoy.

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